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Investment & DSCR loans

Discuss rental property financing with Capital Crest, including DSCR scenarios where available.

01

Understand DSCR

Debt service coverage ratio compares a property’s qualifying rental income with debt obligations using the lender’s calculation.

02

Know what is reviewed

Property cash flow is important, and lenders may also evaluate credit, equity, reserves, property type, and experience.

03

Bring your property details

Prepare the address, purchase price or estimated value, lease or rent information, expenses, and current financing. Requirements vary by lender.