Identity & application
- Government-issued identification
- Address and employment history as requested
Borrower checklist
Your lender will provide a tailored list. These are common starting points for a mortgage review.
Income documentation
- Recent pay statements and W-2s, if applicable
- Tax returns or business records for self-employed applicants, as requested
- Documentation for other qualifying income
Assets & existing obligations
- Bank and investment statements requested by the lender
- Current mortgage statements and information on other obligations
- Documentation for gift funds or large deposits, if applicable
Property information
- Purchase agreement, if you are under contract
- Property insurance details
- Lease and rent information for investment scenarios