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/* Capital Crest usability and borrower journey refinements */
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/* Expanded navigation and mortgage tools */
html{scroll-padding-top:125px}.nav{max-width:1520px;min-height:112px;gap:24px}.nav .brand img{width:240px;height:72px;object-fit:contain;filter:brightness(1.08) contrast(1.25) saturate(1.35)}.nav .links{gap:19px;font-size:14px}.nav .links>a,.nav .drop-toggle{min-height:44px;display:flex;align-items:center}.advanced-calc-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:28px;align-items:start}.advanced-calculator label{font-size:14px}.calc-cost-fields{margin-top:24px;padding-top:24px;border-top:1px solid #dedfeb}.advanced-calculator [hidden]{display:none!important}.calc-summary{background:#25266e;color:white;position:sticky;top:135px}.calc-summary .result{margin-top:0;padding-top:0;border:0;align-items:start;flex-direction:column}.calc-summary .result span,.calc-summary .note,.calc-summary #loan{color:#e4e5ff}.calc-summary .result strong{font-size:44px}.calc-summary .payment-parts{margin:24px 0}.payment-parts>div{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid #ffffff30}.payment-parts dt{font-size:14px}.payment-parts dd{margin:0;font-weight:bold}.payoff-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin:25px 0}.payoff-stats small{display:block;line-height:1.5;margin-bottom:8px;color:#dadcf8}.payoff-stats strong{font-size:16px}.calc-summary .button{background:white;color:#25266e;margin-top:24px;width:100%}.calc-extra summary,.amortization-details summary{font-weight:bold}.schedule-scroll{overflow:auto;margin-top:20px}.schedule-table{border-collapse:collapse;width:100%;min-width:520px;font-size:14px}.schedule-table th,.schedule-table td{text-align:right;padding:15px;border-bottom:1px solid #dedfeb}.schedule-table th:first-child,.schedule-table td:first-child{text-align:left}.schedule-table th{background:#eeeffa}.hiring-section{background:#eeeffa;max-width:none}.hiring-section>.section-top,.hiring-section>.cards,.hiring-section>.note{max-width:1180px;margin-left:auto;margin-right:auto}.career-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}.career-grid>article{padding:34px;background:white;border:1px solid #dedfeb}.career-grid>article:last-child{grid-column:1/-1}.career-grid h2{font-size:32px}.career-grid p{font-size:15px}.career-grid .button{margin-top:10px}
@media(max-width:1200px){.nav{position:relative;padding:18px 25px}.nav .menu{display:block}.nav .links{display:none;position:absolute;left:0;right:0;top:112px;background:white;padding:20px 25px;flex-direction:column;align-items:stretch;gap:7px;max-height:calc(100dvh - 112px);overflow:auto;border-bottom:1px solid #dedfeb}.nav .links.open{display:flex}.nav .nav-group{width:100%}.nav .dropdown{position:static;box-shadow:none;width:100%;min-width:0}.nav .drop-toggle{width:100%;justify-content:space-between}}
@media(max-width:800px){.advanced-calc-grid,.career-grid{grid-template-columns:1fr}.calc-summary{position:static}.career-grid>article:last-child{grid-column:auto}.hiring-section .cards{grid-template-columns:1fr}.payoff-stats{gap:10px}.calc-panel{padding:24px}}
@media(max-width:680px){html{scroll-padding-top:100px}.nav{min-height:88px;padding:12px 20px}.nav .brand img{width:200px;height:60px}.nav .links{top:88px;max-height:calc(100dvh - 88px)}.advanced-calculator .fields{grid-template-columns:1fr}.calc-summary .result strong{font-size:38px}.payoff-stats{grid-template-columns:1fr}.career-grid>article{padding:24px}}
.client-access{display:grid;grid-template-columns:1.2fr 1fr;gap:50px;background:white;border:1px solid #dedfeb;margin-top:55px;margin-bottom:10px;border-radius:12px;padding:45px}.client-access p{max-width:570px}.client-access aside{background:#eeeffa;border-radius:8px;padding:30px}.client-access h3{font-size:28px}.client-login-link{font-weight:bold;color:#2e3192}.nav .nav-group>.drop-toggle{width:36px;justify-content:center;flex-shrink:0}
@media(min-width:851px) and (max-width:1200px){.nav .nav-group{flex-wrap:wrap;justify-content:space-between}.nav .nav-group>a{flex:1}.nav .dropdown{flex-basis:100%}}
@media(max-width:800px){.client-access{grid-template-columns:1fr;margin:25px 20px;padding:28px;gap:25px}.client-access .hero-actions{flex-wrap:wrap}.client-access aside{padding:24px}}
@media(min-width:1201px){.nav .links{gap:12px;font-size:13px}.nav .brand img{width:220px;height:66px}.nav{gap:16px}.nav .links .button{padding:14px}}
/* Capital Crest, bright company design */
:root{--cream:#fbfaf7;--navy:#292b78;--ink:#252638;--muted:#626473;--gold:#5659ae}.button{border-radius:7px;font-size:14px;font-weight:600;min-height:48px;transition:background .15s,transform .15s}.button:hover{background:#4144a2}.button.gold{background:#ebeafb;color:#292b78}.button.outline{border:1px solid #c5c5db;background:white;color:#292b78}.button.outline:hover{background:#eeeffa}.text-link{font-weight:600}.eyebrow{font-size:11px;letter-spacing:2px}.nav{border-bottom:0}.nav .brand img{padding:0;filter:brightness(1.08) contrast(1.25) saturate(1.35)}.nav .client-login-link{border:1px solid #d3d4e8;border-radius:7px;padding:10px 13px}.bright-home .bright-hero{height:auto;min-height:650px;max-width:1440px;margin:auto;background:transparent;color:var(--ink);display:grid;grid-template-columns:1.08fr 1fr;align-items:center;gap:55px;padding:70px 45px 75px;overflow:visible}.bright-home .bright-hero:after{display:none}.bright-home .hero-content{padding:0;margin:0;max-width:none}.bright-home .hero h1{font-family:Arial,sans-serif;font-weight:600;letter-spacing:-2.8px;font-size:clamp(43px,4.4vw,65px);line-height:1.09;max-width:670px;margin:22px 0 25px}.bright-home .hero h1 em{font-style:normal;color:#4447a0}.bright-home .hero p{color:var(--muted);max-width:530px;font-size:17px;line-height:1.75;margin:0 0 30px}.bright-home .hero-actions{gap:12px;flex-wrap:wrap}.bright-home .hero .button{padding:17px 20px}.bright-home .hero-foot{margin-top:29px;color:#565768;gap:20px;letter-spacing:0;font-size:12px;flex-wrap:wrap}.bright-home .hero-foot span:before{content:'✓';margin-right:7px;color:#4447a0}.hero-return{display:inline-block;margin-top:28px;font-size:13px;font-weight:bold;color:#4447a0;text-decoration:underline;text-underline-offset:4px}.hero-visual{position:relative;height:470px;min-width:0;border-radius:20px;overflow:hidden;box-shadow:0 22px 50px #25266e12}.bright-home .hero-visual img{position:static;width:100%;height:100%;object-fit:cover;object-position:center}.hero-image-note{position:absolute;bottom:20px;left:20px;right:20px;background:#fffffff2;backdrop-filter:blur(8px);padding:20px 24px;border-radius:10px}.hero-image-note span{display:block;letter-spacing:1.5px;font-size:10px;color:#626473;margin-bottom:8px}.hero-image-note strong{font-size:19px;color:#292b78}.bright-home .strip{background:#f0eff8;border:0;gap:60px;padding:23px 25px;color:#444578;font-weight:600}.bright-home .section{padding-top:75px;padding-bottom:75px}.bright-home h2{font-family:Arial,sans-serif;font-size:clamp(32px,3.5vw,43px);font-weight:600;letter-spacing:-1.3px}.bright-home h3{font-family:Arial,sans-serif;font-weight:600;letter-spacing:-.5px}.resource-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.resource-card{display:flex;flex-direction:column;padding:28px 24px;border:1px solid #e0e0eb;border-radius:12px;background:white;transition:border-color .15s,box-shadow .15s}.resource-card:hover{border-color:#989bd1;box-shadow:0 8px 25px #292b780b}.resource-icon{display:grid;place-items:center;width:45px;height:45px;border-radius:11px;background:#eeedfa;color:#4447a0;font-size:23px;margin-bottom:26px}.resource-card h3{font-size:21px;line-height:1.3;margin:0 0 12px}.resource-card p{font-size:14px;color:#626473;margin:0 0 26px;line-height:1.7}.resource-action{font-size:13px;font-weight:600;color:#4447a0;margin-top:auto}.bright-home #financing{border-top:1px solid #e3e2ec}.bright-home .card{border-radius:12px;border-color:#e0e0eb;box-shadow:none;padding:30px}.bright-home .card h3{font-size:26px}.bright-home .card .number{letter-spacing:1.4px;font-size:11px;color:#5659ae;margin-bottom:30px}.bright-home .client-access{background:#f0eff8;border:0;max-width:1180px;margin:15px auto;padding:40px;border-radius:15px}.bright-home .client-access aside{background:white}.bright-home .advanced-calculator{border-top:0}.bright-home .calc-panel{border-radius:12px}.bright-home .calc-summary{box-shadow:0 15px 35px #292b7812}.bright-home .meet-panel{border-radius:15px;background:#eeedf6;border-color:#e0e0eb}.bright-home .meet-panel h2{margin-bottom:22px}.bright-home .expanded-journey{grid-template-columns:repeat(3,1fr);gap:20px}.bright-home .journey-grid article{border-radius:12px;background:white;padding:28px;border:1px solid #e0e0eb}.bright-home .journey-grid article span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#eeedfa;color:#4447a0;margin-bottom:24px}.bright-home .journey-grid h3{font-size:22px}.bright-home .hiring-section{background:#f0eff8;margin-top:15px}.bright-home .cc-closing{background:#292b78}.bright-home .cc-closing h2{color:white}.bright-home .cc-closing .eyebrow{color:#cecfff}.bright-home .cc-closing .button.gold{background:white;color:#292b78}.bright-home .cc-closing aside{border-radius:12px}.footer-links{flex-wrap:wrap}footer .brand-logo{filter:brightness(1.08) contrast(1.25) saturate(1.35)}
@media(max-width:1100px){.bright-home .bright-hero{gap:30px;padding:55px 30px;min-height:580px}.hero-visual{height:430px}.resource-grid{grid-template-columns:repeat(2,1fr)}.bright-home .strip{gap:25px}}
@media(max-width:800px){.bright-home .bright-hero{grid-template-columns:1fr;padding:45px 25px;gap:35px;min-height:0}.bright-home .hero h1{font-size:49px;letter-spacing:-2px;max-width:650px}.bright-home .hero p{max-width:650px}.hero-visual{height:370px}.bright-home .client-access{margin:15px 20px;padding:28px}.bright-home .expanded-journey{grid-template-columns:repeat(2,1fr)}.bright-home .strip{display:grid;grid-template-columns:1fr 1fr;gap:17px 20px}.bright-home .section{padding-top:55px;padding-bottom:55px}}
@media(max-width:520px){.bright-home .hero h1{font-size:42px}.bright-home .hero p{font-size:16px}.bright-home .hero .hero-actions{align-items:stretch;flex-direction:column}.bright-home .hero .button{width:100%}.hero-visual{height:310px}.hero-image-note{padding:17px}.hero-image-note strong{font-size:17px}.resource-grid,.bright-home .expanded-journey{grid-template-columns:1fr}.resource-card{padding:26px}.bright-home .strip{font-size:12px}.bright-home .section-top{margin-bottom:28px}.bright-home .hero-foot{gap:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.resource-card{transition:none}}
/* Full housing calculator and direct inquiries */
.advanced-calculator{background:linear-gradient(145deg,#f5f4ff,#eefafa);border-radius:24px;margin-top:25px;margin-bottom:25px}.calc-panel{background:#fff;border:1px solid #e0e1f0;padding:30px}.calc-step{display:flex;align-items:center;gap:12px;margin-bottom:22px}.calc-step span{display:grid;place-items:center;background:#e9e7ff;color:#4144a2;border-radius:10px;width:38px;height:38px;font-weight:bold}.calc-step h3{font-size:20px;margin:0}.costs-heading{margin-top:28px;margin-bottom:0}.calc-cost-fields{margin-top:16px}.calc-summary{background:linear-gradient(140deg,#292b78,#46499d);border:0}.budget-chart{width:180px;height:180px;border-radius:50%;margin:4px auto 28px;padding:20px}.budget-chart>div{height:100%;width:100%;border-radius:50%;background:#30337e;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:8px}.budget-chart strong{font-size:13px;letter-spacing:1px}.budget-chart span{font-size:11px;color:#e0e3ff}.payment-parts dt:before{content:'';display:inline-block;width:9px;height:9px;border-radius:3px;background:#7578e5;margin-right:9px}.payment-parts [data-result="piti"] dt:before{background:#21b8a6}.payment-parts [data-result="piti"]+[data-result="piti"] dt:before{background:#ffb648}.payment-parts [data-result="mi"] dt:before{background:#f17b9c}.payment-parts [data-result="full"] dt:before{background:#4ba5e8}.payment-parts [data-result="full"]+[data-result="full"] dt:before{background:#b397eb}.payment-parts>div:last-child dt:before{background:#dfe2ff}.payoff-stats>div{padding:15px;border-radius:10px;background:#ffffff12}.calc-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.calc-extra{margin-top:25px}.calc-extra summary,.amortization-details summary{cursor:pointer;padding:12px 0}.amortization-details{margin-top:30px;background:#fff;border-radius:12px;padding:16px 24px}.inquiry-form{max-width:850px;background:#fff;border:1px solid #dedfeb;border-radius:15px;padding:28px;color:#252638;margin-top:25px}.inquiry-form label{display:block;font-size:14px;font-weight:600;margin-bottom:18px}.inquiry-form input,.inquiry-form select,.inquiry-form textarea{width:100%;padding:14px;background:#fafaff;border:1px solid #c8cadf;border-radius:7px;font:inherit;color:#252638;margin-top:8px}.inquiry-form textarea{resize:vertical}.inquiry-form .consent{display:flex;align-items:flex-start;gap:12px;font-weight:400;font-size:13px;line-height:1.6}.inquiry-form .consent input{width:18px;height:18px;flex-shrink:0;margin-top:3px}.inquiry-form .note{color:#626473;font-size:12px;line-height:1.7}.inquiry-form a{text-decoration:underline;text-underline-offset:3px}.inquiry-form .button{border:0;cursor:pointer}.inquiry-form .button:disabled{opacity:.7;cursor:wait}.honeypot{position:absolute!important;left:-10000px;width:1px;height:1px;overflow:hidden}.form-status{font-size:13px;color:#4144a2}.homepage-inquiry{border-top:1px solid #e0e0eb}.homepage-inquiry .inquiry-form{max-width:none}.inquiry-form input:focus,.inquiry-form textarea:focus,.inquiry-form select:focus{outline:3px solid #7578e580;outline-offset:2px}.confirmation{min-height:50vh}.confirmation h1{font-size:clamp(32px,5vw,54px)}
@media(max-width:680px){.advanced-calculator{margin-left:12px;margin-right:12px;border-radius:16px}.calc-panel,.inquiry-form{padding:20px}.inquiry-form .fields{grid-template-columns:1fr}.calc-actions .button{width:100%}.calc-summary .result strong{font-size:clamp(28px,8vw,38px)}}
@media print{header,footer,.hero,.strip,.resource-section,#financing,.client-access,.meet-panel,.hiring-section,.cc-closing,.homepage-inquiry,.calc-actions,.advanced-calculator .button{display:none!important}body{background:white!important}.advanced-calculator{margin:0!important;background:white!important;max-width:none}.calc-summary{position:static;background:white!important;color:#222!important}.calc-summary .note,.calc-summary .result span,.calc-summary #loan,.payoff-stats small{color:#333!important}.advanced-calc-grid{grid-template-columns:1fr 1fr;gap:15px}.budget-chart{display:none}.section{padding:20px!important}.schedule-scroll{overflow:visible}.schedule-table{min-width:0}.amortization-details{break-before:page}}
@media print{main>section:not(.advanced-calculator),main>.strip{display:none!important}.calc-panel{break-inside:avoid}.schedule-table tr{break-inside:avoid}}
/* Updated brand and browsable loan / editorial pages */
.nav .brand img,footer .brand-logo{filter:none!important;object-fit:contain}.catalog-hero{background:linear-gradient(135deg,#f4f2fc,#eef7f9)}.catalog-hero-inner{display:grid;grid-template-columns:1.3fr .8fr;gap:65px;align-items:center}.catalog-hero h1,.editorial-hero h1{font-size:clamp(40px,5vw,66px);line-height:1.08;letter-spacing:-2px;margin:24px 0;font-family:Arial,sans-serif;font-weight:600}.catalog-hero h1 em,.editorial-hero h1 em{font-style:normal;color:#5659ae}.catalog-hero p,.editorial-hero>p{max-width:620px;color:#626473;font-size:17px;line-height:1.8}.catalog-guide{background:#fff;padding:32px;border-radius:18px;border:1px solid #e2e3ef;box-shadow:0 18px 40px #292b7809}.catalog-guide h2{font-size:29px;line-height:1.2;margin:18px 0}.catalog-guide ol{padding-left:22px}.catalog-guide li{padding:15px 0;border-bottom:1px solid #ececf4;font-size:14px}.catalog-guide li span{display:block;margin-top:5px;color:#626473}.catalog-guide>a{display:inline-block;margin-top:20px;font-weight:600;font-size:14px;color:#4447a0}.catalog-controls{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-top:25px}.catalog-filters{display:flex;flex-wrap:wrap;gap:9px}.catalog-filters button{min-height:44px;border:1px solid #dcddec;background:#fff;color:#444578;border-radius:30px;padding:12px 17px;cursor:pointer;font:600 13px Arial,sans-serif}.catalog-filters button[aria-pressed=true]{background:#292b78;color:white;border-color:#292b78}.catalog-filters button:focus-visible{outline:3px solid #a0a3ef;outline-offset:3px}.catalog-search{font-size:12px;font-weight:600;min-width:230px}.catalog-search input{display:block;margin-top:8px;width:100%;padding:13px 15px;border:1px solid #c8cadf;border-radius:9px;font:14px Arial,sans-serif;background:white}.catalog-count{font-size:13px;color:#626473;margin:22px 0}.program-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.program-card{display:flex;flex-direction:column;border:1px solid #e0e1ed;border-radius:16px;padding:28px;background:#fff;transition:transform .15s,box-shadow .15s}.program-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px #292b780b}.program-card-top{display:flex;align-items:center;gap:12px;margin-bottom:25px}.program-number{display:grid;place-items:center;width:40px;height:40px;flex-shrink:0;border-radius:11px;background:#eae7fb;color:#4447a0;font-size:13px;font-weight:600}.program-label{font-size:11px;letter-spacing:.8px;color:#626473}.program-card:nth-child(3n+2) .program-number{background:#e1f4ef;color:#22786c}.program-card:nth-child(3n) .program-number{background:#fff0d9;color:#8b611c}.program-card h3{font-family:Arial,sans-serif;font-size:24px;line-height:1.25;margin:0 0 14px}.program-card p{font-size:14px;line-height:1.8;color:#626473;margin:0 0 25px}.program-card>a{margin-top:auto;color:#4447a0;font-size:13px;font-weight:600;padding-top:18px;border-top:1px solid #ececf4}.catalog-next{display:flex;justify-content:space-between;align-items:center;gap:35px;background:#eeedf8;border-radius:18px;margin-bottom:65px;padding:40px}.catalog-next h2{font-size:35px;line-height:1.18}.catalog-next p{color:#626473;max-width:600px;font-size:15px}.catalog-empty{padding:30px;border:1px dashed #bcbdd5;border-radius:12px;color:#626473}.catalog-content [hidden],.editorial-library [hidden]{display:none!important}.editorial-hero{padding-bottom:35px}.featured-reading{display:grid;grid-template-columns:1.2fr 1fr;gap:45px;align-items:center;background:#f0eff8;border-radius:20px;padding:30px;margin-bottom:20px}.featured-image{height:360px;overflow:hidden;border-radius:14px;display:block}.featured-image img{width:100%;height:100%;object-fit:cover}.featured-reading h2{font-family:Arial,sans-serif;font-size:36px;letter-spacing:-1px;line-height:1.18;margin:20px 0}.featured-reading p{font-size:16px;color:#626473;line-height:1.8;margin-bottom:26px}.editorial-tag{font-size:10px;letter-spacing:1.3px;font-weight:bold;color:#5659ae;text-transform:uppercase}.editorial-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.editorial-card{border:1px solid #e1e2ef;border-radius:16px;overflow:hidden;display:flex;flex-direction:column;background:#fff}.editorial-card-art{height:190px;padding:25px;display:flex;flex-direction:column;justify-content:space-between;background:linear-gradient(135deg,#e8e5fb,#d1ccef);color:#353679}.editorial-card-art span{font-size:9px;letter-spacing:1.4px}.editorial-card-art strong{font-size:28px;line-height:1.15;max-width:220px;letter-spacing:-.8px}.art-1{background:linear-gradient(130deg,#dceee9,#b8d9d1);color:#255e51}.art-2{background:linear-gradient(130deg,#fff0d9,#efdbb4);color:#745628}.art-3{background:linear-gradient(130deg,#e6eefc,#c8d8f2);color:#345578}.art-4{background:linear-gradient(130deg,#ebe8f6,#cbc7e6)}.editorial-card-copy{padding:26px;flex:1;display:flex;flex-direction:column}.editorial-card h3{font-family:Arial,sans-serif;font-size:24px;line-height:1.25;margin:17px 0 15px}.editorial-card p{font-size:14px;line-height:1.8;color:#626473;margin-bottom:25px}.editorial-card-copy>a{font-weight:600;font-size:13px;color:#4447a0;margin-top:auto}.catalog-page .hero-actions{flex-wrap:wrap}.catalog-page .section-top h2,.editorial-page .section-top h2{font-size:40px;letter-spacing:-1px;font-family:Arial,sans-serif}
@media(max-width:1050px){.catalog-hero-inner{gap:30px}.program-grid,.editorial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.catalog-controls{align-items:stretch;flex-direction:column}.catalog-search{max-width:500px}.featured-reading{gap:28px}.featured-reading h2{font-size:30px}}
@media(max-width:750px){.catalog-hero-inner,.featured-reading{grid-template-columns:1fr}.catalog-hero-inner{gap:30px}.catalog-guide{padding:25px}.featured-reading,.catalog-next{margin-left:20px;margin-right:20px}.featured-image{height:280px}.catalog-next{flex-direction:column;align-items:flex-start;padding:28px}.catalog-next .hero-actions{flex-wrap:wrap}.catalog-next h2{font-size:30px}.editorial-hero h1,.catalog-hero h1{font-size:43px;letter-spacing:-1.5px}}
@media(max-width:500px){.program-grid,.editorial-grid{grid-template-columns:1fr}.program-card{padding:25px}.featured-reading{padding:22px}.featured-image{height:225px}.editorial-hero h1,.catalog-hero h1{font-size:37px}.catalog-filters button{padding:10px 13px;font-size:12px}}
@media(prefers-reduced-motion:reduce){.program-card{transition:none}.program-card:hover{transform:none}}
/* Compact sticky header and accessible navigation */
header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid #e5e5ef;box-shadow:0 3px 15px #292b7805}.nav{max-width:1520px;min-height:96px;padding:9px 24px;gap:24px}.nav .brand{flex-shrink:0}.nav .brand img{width:260px;height:auto;max-height:79px;filter:none}.header-actions{display:none}.nav .links{gap:16px;font-size:14px}.nav .links>a,.nav .nav-group>a{font-weight:500;white-space:nowrap}.nav .links>a:not(.button):hover,.nav .nav-group>a:hover{color:#5659ae}.nav .links a[aria-current=page]{color:#4447a0;font-weight:700}.nav .links .button{color:#fff;background:#292b78;box-shadow:0 5px 12px #292b781c;min-height:46px;padding:13px 18px}.nav .links .client-login-link{color:#292b78;background:#fff;border:1px solid #c6c7df;padding:11px 15px;min-height:46px}.nav .nav-group>.drop-toggle{width:28px;min-width:28px;min-height:44px;font-size:14px;border-radius:6px}.nav .nav-group>.drop-toggle:hover,.nav .nav-group>.drop-toggle[aria-expanded=true]{background:#eeedf8}.nav .dropdown{padding:12px;border-radius:12px;border:1px solid #e1e1ee;box-shadow:0 15px 35px #292b781a;max-height:calc(100dvh - 125px)}.nav .dropdown a{padding:14px 15px;min-height:48px;font-size:14px;line-height:1.5;border-radius:7px;white-space:normal}.nav a:focus-visible,.nav button:focus-visible{outline:3px solid #8e91da;outline-offset:3px}.nav .menu{border-radius:7px;min-height:46px;min-width:64px;font-weight:600}.nav .menu[aria-expanded=true]{background:#eeedf8;color:#292b78}html{scroll-padding-top:110px}section[id],main[id]{scroll-margin-top:110px}
@media(min-width:1380px){.nav .menu{display:none}.nav .links{display:flex;position:static;padding:0;background:transparent;overflow:visible;max-height:none;flex-direction:row;align-items:center;border:0}.nav .nav-group{width:auto;flex-wrap:nowrap;position:relative;gap:0}.nav .nav-group>a{flex:none;padding:12px 0}.nav .dropdown{position:absolute;top:100%;left:0;min-width:270px;width:300px}.nav #dropdown-services,.nav #dropdown-loan-programs{width:440px;grid-template-columns:1fr 1fr;gap:3px}.nav .nav-group.expanded>#dropdown-services,.nav .nav-group.expanded>#dropdown-loan-programs{display:grid}.nav #dropdown-blog{width:340px}.nav .dropdown{display:none}.nav .nav-group.expanded>.dropdown{display:block}}
@media(max-width:1379px){.nav{display:grid;grid-template-columns:auto 1fr auto;min-height:96px;gap:16px;position:relative}.nav .brand{grid-column:1;grid-row:1}.nav .menu{display:block;grid-column:3;grid-row:1}.header-actions{display:flex;grid-column:2;grid-row:1;justify-content:flex-end;align-items:center;gap:10px}.header-login{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 15px;border:1px solid #c6c7df;border-radius:7px;color:#292b78;font-size:13px;font-weight:600}.header-apply{min-height:46px;padding:13px 18px;font-size:13px;gap:8px}.nav .links{display:none;position:absolute;left:0;right:0;top:100%;padding:18px 24px 24px;background:white;flex-direction:column;align-items:stretch;gap:5px;max-height:calc(100dvh - 100px);overflow-y:auto;border-bottom:1px solid #dedfeb;box-shadow:0 15px 25px #292b780b}.nav .links.open{display:flex}.nav .links>.client-login-link,.nav .links>.button{display:none}.nav .links>a{padding:12px 10px}.nav .nav-group{width:100%;display:flex;flex-wrap:wrap;justify-content:space-between;gap:0}.nav .nav-group>a{flex:1;padding:12px 10px}.nav .nav-group>.drop-toggle{min-width:46px;width:46px}.nav .dropdown{position:static;flex-basis:100%;width:100%;min-width:0;max-height:none;box-shadow:none;padding:5px;margin-bottom:8px;background:#f7f7fd;border:0}.nav .dropdown a{padding:14px 15px}.nav .links.open{max-height:calc(100dvh - 100px)}}
@media(max-width:600px){.nav{grid-template-columns:1fr auto;padding:10px 18px 12px;gap:9px;min-height:132px}.nav .brand img{width:230px;max-width:calc(100vw - 115px);max-height:none}.nav .menu{grid-column:2}.header-actions{grid-column:1/-1;grid-row:2;justify-content:stretch;gap:10px}.header-actions>a{flex:1;min-height:42px}.nav .links{padding:15px 18px;max-height:calc(100dvh - 140px)}.nav .links.open{max-height:calc(100dvh - 140px)}html{scroll-padding-top:155px}section[id],main[id]{scroll-margin-top:155px}}
@media print{header{display:none!important}}
/* Office location, homepage */
.office-section{background:#f1f7f7}.office-heading{display:flex;justify-content:space-between;gap:50px;align-items:flex-start;margin-bottom:35px}.office-heading .eyebrow{color:#008c88;display:block;margin-bottom:24px}.bright-home .office-heading h2{font-size:clamp(32px,4vw,49px);color:#1c3344;letter-spacing:-1.5px}.office-details{max-width:460px;padding-top:8px}.office-details address{font-style:normal;font-size:18px;line-height:1.8;color:#5f7282}.office-details address span{margin-right:8px}.office-details>a{display:inline-block;margin-top:22px;color:#286291;font-size:14px;font-weight:600}.office-details .note{margin-top:12px}.office-map{border-radius:18px;overflow:hidden;border:1px solid #dce8e8;background:#e5eeee}.office-map iframe{display:block;width:100%;height:440px;border:0}.map-fallback{margin-top:15px}.map-fallback a{color:#286291;text-decoration:underline;text-underline-offset:3px}
@media(max-width:750px){.office-heading{flex-direction:column;gap:20px}.office-details{max-width:none}.office-details address{font-size:16px}.office-heading .eyebrow{margin-bottom:18px}.office-map iframe{height:350px}.office-map{border-radius:12px}}
@media print{.office-section{display:none!important}}
/* Show desktop navigation directly instead of collapsing it into Menu. */
@media(min-width:1000px){.nav{display:flex;flex-wrap:wrap;min-height:96px;gap:10px 20px;padding:10px 24px;align-items:center}.nav .brand img{width:240px;max-height:73px}.nav .menu,.nav .header-actions{display:none}.nav .links,.nav .links.open{display:flex;position:static;flex:1;flex-wrap:wrap;flex-direction:row;justify-content:flex-end;align-items:center;gap:6px 12px;max-height:none;overflow:visible;padding:0;border:0;box-shadow:none;background:transparent;font-size:13px}.nav .links>.client-login-link,.nav .links>.button{display:inline-flex}.nav .links>a{padding:10px 0}.nav .links>.client-login-link{padding:10px 13px}.nav .links>.button{padding:12px 16px}.nav .nav-group{width:auto;flex-wrap:nowrap;position:relative;gap:0}.nav .nav-group>a{flex:none;padding:10px 0}.nav .nav-group>.drop-toggle{width:28px;min-width:28px}.nav .dropdown{display:none;position:absolute;top:100%;left:0;width:280px;min-width:260px;flex-basis:auto;max-height:calc(100dvh - 140px);overflow-y:auto;padding:10px;border:1px solid #e1e1ee;background:white;box-shadow:0 15px 35px #292b781a;z-index:35}.nav .nav-group.expanded>.dropdown{display:block}.nav #dropdown-services,.nav #dropdown-loan-programs{width:400px;grid-template-columns:1fr 1fr}.nav .nav-group.expanded>#dropdown-services,.nav .nav-group.expanded>#dropdown-loan-programs{display:grid}.nav #dropdown-blog{width:320px}.nav .dropdown a{padding:13px 14px}}
.resource-icon svg{width:26px;height:26px;display:block}.resource-card:nth-child(2) .resource-icon{background:#e2f4ee;color:#26776a}.resource-card:nth-child(3) .resource-icon{background:#fff0d9;color:#8b611b}.resource-card:nth-child(4) .resource-icon{background:#e6eefb;color:#3e6599}
.services-hero{display:grid;grid-template-columns:1.1fr 1fr;gap:50px;align-items:center}.services-hero h1{font-family:Arial,sans-serif;font-size:clamp(40px,5vw,62px);font-weight:600;line-height:1.1;letter-spacing:-2px;margin:22px 0}.services-hero h1 em{font-style:normal;color:#5659ae}.services-hero p{font-size:17px;color:#626473;max-width:540px;margin-bottom:25px}.services-hero>img{width:100%;height:380px;object-fit:cover;border-radius:20px}.visual-service-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.visual-service-card{overflow:hidden;border:1px solid #e0e1ed;border-radius:18px;background:#fff}.service-photo{display:block;height:260px;overflow:hidden}.service-photo img{width:100%;height:100%;object-fit:cover;transition:transform .25s}.visual-service-card:hover .service-photo img{transform:scale(1.025)}.service-card-copy{padding:30px}.service-symbol{display:grid;place-items:center;width:45px;height:45px;background:#eeeaf9;border-radius:12px;font-size:25px;margin-bottom:20px}.service-card-copy h3{font-family:Arial,sans-serif;font-size:28px;line-height:1.2;margin-bottom:15px}.service-card-copy p{color:#626473;font-size:15px;line-height:1.8;margin-bottom:23px}.service-card-copy a{font-size:14px;font-weight:600;color:#4447a0}.service-support-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin:30px 0}.service-support-grid article{display:flex;gap:22px;background:#efedf8;padding:27px;border-radius:14px}.service-support-grid article>span{font-size:28px}.service-support-grid h3{font:600 21px Arial,sans-serif;margin-bottom:13px}.service-support-grid p{font-size:14px;color:#626473}.service-support-grid a{font-size:13px;font-weight:600;color:#4447a0}.photo-page-hero{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:center;max-width:1240px;margin:auto;padding:55px 30px}.photo-page-hero>div{padding:0;max-width:none}.photo-page-hero h1{font-size:clamp(35px,4vw,53px)}.detail-photo{width:100%;height:310px;object-fit:cover;border-radius:17px}.editorial-card-photo{position:relative;height:200px;overflow:hidden}.editorial-card-photo img{display:block;width:100%;height:100%;object-fit:cover}.photo-topic-icon{position:absolute;right:17px;bottom:17px;width:44px;height:44px;display:grid;place-items:center;background:#fffffff2;border-radius:12px;font-size:24px}.article-cover-photo{width:100%;max-height:440px;object-fit:cover;border-radius:18px;margin-bottom:35px}.loan-guide-photo{width:100%;height:160px;object-fit:cover;border-radius:12px;margin-bottom:24px}.program-number.loan-symbol{width:48px;height:48px;font-size:25px}.loan-type-field{grid-column:1/-1}.loan-type-note{padding:13px 15px;background:#f0eefb;border-radius:8px;margin-top:15px}.loan-preset-sources a{text-decoration:underline;text-underline-offset:3px}.services-page .section-top h2{font:600 40px Arial,sans-serif;letter-spacing:-1px}
@media(max-width:800px){.services-hero,.photo-page-hero{grid-template-columns:1fr;gap:28px}.services-hero>img{height:300px}.photo-page-hero{padding:40px 25px}.detail-photo{height:270px}.service-photo{height:220px}.service-card-copy{padding:24px}}
@media(max-width:600px){.visual-service-grid,.service-support-grid{grid-template-columns:1fr}.services-hero h1{font-size:40px}.services-hero>img{height:240px}.article-cover-photo{max-height:260px}.service-card-copy h3{font-size:25px}}
@media(prefers-reduced-motion:reduce){.service-photo img{transition:none}.visual-service-card:hover .service-photo img{transform:none}}
.cost-mode-control{min-width:0}.cost-mode-control>label+label{margin-top:16px}.cost-mode-control .note{font-size:11px!important;line-height:1.6;margin-top:10px}.cost-mode-control select{width:100%}
.loan-language{padding-top:45px;padding-bottom:35px}.loan-language-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.loan-language-grid article{padding:26px;background:#eeedf8;border-radius:14px}.loan-language-grid article>span{font-size:30px;display:block;margin-bottom:19px}.loan-language-grid h3{font:600 23px Arial,sans-serif;margin-bottom:14px}.loan-language-grid p{font-size:14px;color:#555b6c;line-height:1.8}.loan-language>.note{margin-top:20px}.loan-quick-facts{margin:0 0 24px}.loan-quick-facts>div{padding:14px 0;border-top:1px solid #e5e5ef}.loan-quick-facts dt{font-size:12px;font-weight:600;color:#4447a0;margin-bottom:7px}.loan-quick-facts dt span{margin-right:6px}.loan-quick-facts dd{margin:0;color:#565d6e;font-size:13px;line-height:1.7}.program-card .loan-quick-facts{margin-top:auto}.program-card>a{margin-top:0}.loan-source-note{font-size:12px;color:#626473;margin-top:26px;padding:22px;background:#f1f1f8;border-radius:12px;line-height:1.8}.loan-source-note a{color:#4447a0;text-decoration:underline;text-underline-offset:3px}.loan-source-note p{margin-bottom:0}.loan-simple-guide{padding-top:35px;padding-bottom:35px}.loan-simple-guide h2{font-size:35px;margin-bottom:28px}.loan-simple-guide>.loan-quick-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;background:#eeedf8;padding:24px;border-radius:14px}.loan-simple-guide .loan-quick-facts>div{border-top:0;padding:0}.loan-simple-guide dt{font-size:14px}.loan-simple-guide dd{font-size:14px}.loan-example{max-width:900px;margin:25px 0}.loan-example h3{font-size:25px;margin-bottom:13px}.loan-example p{color:#626473;font-size:15px}.nav-loan-symbol{display:inline-block;margin-right:5px;font-size:17px}.loan-simple-guide .eyebrow{display:block}
@media(max-width:800px){.loan-language-grid,.loan-simple-guide>.loan-quick-facts{grid-template-columns:1fr}.loan-simple-guide>.loan-quick-facts{gap:20px}.loan-simple-guide h2{font-size:30px}.loan-language-grid article{padding:23px}}

/* Homepage contact details */
.cc-closing .closing-contact{padding:28px;border:1px solid rgba(255,255,255,.22);border-radius:22px;background:rgba(255,255,255,.07);min-width:0}.cc-closing .closing-contact h3{margin:0 0 22px;color:#fff;font-size:1.35rem}.closing-contact-item{display:flex;gap:14px;padding:17px 0;border-top:1px solid rgba(255,255,255,.16)}.closing-contact-item>div{min-width:0}.closing-contact-item .contact-symbol{display:grid;place-items:center;width:42px;height:42px;flex-shrink:0;background:rgba(255,255,255,.1);border-radius:12px;font-size:1.35rem}.cc-closing .closing-contact small{display:block;margin:0 0 7px;letter-spacing:.09em;color:#f4d49a;font-size:.7rem}.cc-closing .closing-contact a{display:block;margin:0;font-size:1.05rem;line-height:1.6;overflow-wrap:anywhere}.closing-contact address{font-style:normal;color:#fff;line-height:1.7;font-size:.98rem}.closing-credentials{display:grid;gap:8px;border-top:1px solid rgba(255,255,255,.16);padding-top:18px;margin-top:4px;font-size:.82rem;color:#e0d9ed}.closing-credentials strong{color:#fff}@media(max-width:600px){.cc-closing .closing-contact{padding:22px}.cc-closing .closing-contact a{font-size:.95rem}}

.footer-contact{padding:0;background:none;margin:28px 0}.footer-contact .closing-contact{max-width:none}.footer-contact .closing-contact-item{flex:1;min-width:0}.footer-contact .closing-contact{display:flex;flex-wrap:wrap;gap:0 24px}.footer-contact .closing-contact h3,.footer-contact .closing-credentials{flex-basis:100%}.footer-contact .closing-credentials{padding-top:14px}.contact-panel{padding:0;border-radius:22px;align-self:start}.about-values{display:grid;gap:14px;margin:28px 0}.about-values article{padding:20px;border:1px solid #ddd4ed;border-radius:16px;background:#fff}.about-values article>span{font-size:1.7rem}.about-values h3{margin:10px 0 6px}.about-values p{margin:0;font-size:.95rem}@media(max-width:850px){.footer-contact .closing-contact{display:block}}

.about-inquiry{margin-top:20px;border-top:1px solid #e5dded}.conversation-layout{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.3fr);gap:30px;align-items:start}.conversation-guide{padding:32px;border-radius:22px;background:linear-gradient(145deg,#f1eaf9,#fff7e6);border:1px solid #e0d5ed}.conversation-icon{font-size:2.3rem}.conversation-guide h3{font-size:1.5rem;line-height:1.3;margin:16px 0}.conversation-guide ol{padding-left:22px}.conversation-guide li{margin:18px 0;line-height:1.7}.conversation-guide strong{display:block}.about-inquiry .inquiry-form{margin:0;padding:30px;background:#fff;border:1px solid #e3dcec;border-radius:22px;box-shadow:0 12px 40px rgba(56,28,82,.05)}@media(max-width:850px){.conversation-layout{grid-template-columns:1fr}.conversation-guide,.about-inquiry .inquiry-form{padding:24px}}